Subject Property
Deal Variables
Loan Terms
All Cash
Purchase$255,000
Rehab$45,000
Total Project $$300,000
Sales Price / ARV$325,000
Min ARV to break even$319,149
Sale closing cost$19,500
Net Proceeds$5,500
Cash on Cash Return1.83%
Leverage
Loan Amount$210,750
Down Payment$89,250
Monthly Payment (I/O)$2,371
Interest (6 mo)$14,226
Origination Fee$6,323
Title Fee$4,215
Processing Fee$3,995
Total Loan Cost$28,758
Total Project $$328,758
Cash to Close$103,783
Total Cash Invested (incl. interest)$118,008
Net Proceeds-$23,258
Profit Margin (net ÷ ARV)-7.16%
ROI (net ÷ cash invested)-19.71%
Annualized ROI (compounded)-35.53%
Check & Balance
Loan Amount$210,750
Annual Interest$28,451
Monthly Payment$2,371
All-in Closing$28,758
Down Payment$89,250
Loan to ARV64.8%
Max LTV (75% ARV)$243,750
Cash to Close Est.$103,783
Leveraged ROI-19.7%
Annualized ROI (6 mo, compounded)-35.5%
Profit Margin (÷ ARV)-7.2%
Deal check: TIGHT — leveraged net proceeds are -$23,258. Re-trade purchase or cut rehab.