RRMM
RRMM DEVELOPMENT GROUP

The Investor-to-Developer Blueprint

Buy → Improve → Sell → Scale → Develop. Follow the flow, build your team, ship the deal.

← HomeRRMM Playbook
RRMM FLOW CHART

From zero to first flip — then repeat.

PHASE
01

Foundation

Set up the entity correctly

OWNERSHIP TEAM
  • Partner A — Credit (700+, strong DTI)
  • Partner B — Operator (deals, GC, day-to-day)
  • Partner C (optional) — Capital partner
ENTITY
  • Form LLC + Operating Agreement
  • Ownership % defined, manager-managed
  • Get EIN from IRS
BANKING & CREDIBILITY
  • Business checking + savings reserves
  • Business email, phone, website, address
  • DUNS profile, business insurance
PHASE
02

Business Credit

90–180 days to revolving credit

VENDOR TRADELINES
  • Uline, Grainger, Quill (Net-30)
TIER 1 CARDS
  • Capital One Business
  • American Express Business
TIER 2 CARDS
  • Lowe's, Home Depot, fuel cards
RULE
  • Keep utilization under 30%. Pay weekly.
PHASE
03

Core Team

The six roles you must fill

CAPITAL
  • DSCR lender
  • Hard-money lender
  • Construction lender (80–90% LTC, draws, reserve)
DEAL FLOW
  • Realtor — comps, acquisitions, listing
BUILD
  • General Contractor (licensed, insured, references)
  • Subs: demo, framing, roofing, plumbing, electrical, HVAC, drywall, flooring, paint, landscape
BACK OFFICE
  • CPA / bookkeeper
  • Attorney / title company
PHASE
04

Deal Acquisition

Two lanes — pick one per deal

A · FIX & FLIP
  • Buy existing home
  • Max Offer = ARV × 0.70 − Repairs
  • Ex: ARV $400k, repairs $70k → offer $210k
B · GROUND-UP
  • Buy lot — confirm zoning, utilities, setbacks
  • Entitlement review + build budget
  • Resale comps verified
PHASE
05

Financing

Structure the capital stack

CONSTRUCTION LOAN
  • 10–20% down
  • Draw schedule + interest-only
  • Convert or pay off at sale
SAMPLE STACK
  • Purchase $250k + Build $150k + Hold $30k = $430k
  • Loan @ 85% = $365k
  • Cash needed = $65k
NEW BORROWER?
  • Add experienced partner for credibility / guaranty
PHASE
06

Project Execution

5 stages, weekly scorecard

STAGES
  • 1. Acquisition & closing
  • 2. Demo & permits
  • 3. Rough (framing, MEP)
  • 4. Finish (cabinets, tile, paint)
  • 5. Final / CO / listing
FRIDAY SCORECARD
  • Budget vs actual
  • Timeline vs schedule
  • Draw submitted? Subs paid?
  • List date confirmed?
PAYING DURING BUILD
  • Interest from reserve or operating
  • Materials on biz cards → repay from draw
  • Contractors on draw schedule (10/25/25/25/15)
PHASE
07

Exit & Repeat

Split the profit, fund the next deal

SALE PROCEEDS ORDER
  • Construction loan
  • Credit cards
  • Private investors
  • Closing costs
  • Profit split
PROFIT ALLOCATION
  • 40% reserves
  • 30% next deal
  • 20% owner distribution
  • 10% tax reserve
PHASE
08

Scale to Developer

1 → 3 → 5 → infill → subdivisions

PATH
  • 1 flip → 3 flips → 5 flips
  • Then: infill lots, duplexes, townhomes
  • Graduate to small subdivisions
THAT'S THE DEVELOPER TRACK
  • Recurring deal flow, structured capital, named brand.
NEXT STEP

Build your team for your next project.

Create a roster, save it, and export a PDF to share with everyone on the deal.